How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
SR-22 is a certificate filed by your insurer proving you carry state-minimum liability. Required in 49 states after DUI, suspension, or serious violations, typically for 3 years.
Non-Owner SR-22
Non-owner policies provide liability coverage without insuring a specific vehicle. Most states accept non-owner SR-22 to satisfy reinstatement requirements if you don't own a car.
Liability Insurance
Liability covers injury and property damage you cause to others. State minimums range from $25,000/$50,000 in some states to $100,000/$300,000 in others.
Uninsured Motorist Coverage
Protects you if hit by a driver without insurance. Required in 20 states and recommended in all others, especially for suspended drivers with higher-risk exposure.
Non-Standard Auto Insurance
Non-standard policies cover high-risk drivers, including those with recent suspensions, multiple violations, or DUI convictions. Rates average 60–120% higher than standard policies.
